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Pay Off Credit Cards


by S.McMinn
What is credit card debt? Basically just that it is a debt that happens when you use your credit card and you cannot pay the company back on what you have spent.

When you miss a payment or are late with a payment the credit card company then adds a late payment

Fee therefore making your balance higher than it was originally therefore making it harder to pay back.

Normally if this happens the company will then report you to a credit rating agency, therefore affecting your credit history.

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